Nivesh Wealth Management App 3.00.06

MFD Karein Shuru Nivesh ke sath

Nivesh is an application designed for mutual fund investments, which facilitates systematic investments (SIP) and one-time contributions aimed at creating long-term wealth. This platform can aid users in tax savings, retirement planning, and achieving various financial goals, such as funding education or marriage for children. A comprehensive range of mutual fund schemes is accessible through the app. Additionally, it offers a straightforward process for redeeming or selling mutual fund investments in case of emergencies.

Why Use Nivesh.com

• Easy Account Opening: The app streamlines the process of opening a mutual fund account, allowing users to start investing without the need for a demat account.
• Diverse Product Range: It offers a variety of investment products including Mutual Funds, Fixed Deposits, NPS, NCDs, Digital Gold, PMS, and various types of insurance all under one platform.
• Simple Fund Selection & Investment: The application simplifies the process of identifying appropriate mutual fund schemes based on financial objectives, enabling purchases with just three clicks after shortlisting.
• No Account Opening Charges: Users are not subjected to any account opening fees or demat charges.
• Live Portfolio Tracking: The portfolio value can be monitored anytime via the Nivesh website or mobile app.
• Personal Assistance: Recognizing that financial planning often necessitates discussion, Nivesh provides access to human advisors who can assist through calls or in-person meetings with local distributors.

Types of Transactions Available

The following transactions are possible for mutual funds in India:

• Systematic Investment Plan (SIP): Regular monthly investments in mutual funds.
• One-time Lump Sum: A single substantial investment.
• Sell/Redemption: Withdrawal of funds from mutual fund investments.
• Switch: Transitioning investments from one scheme to another within the same mutual fund.
• Systematic Withdrawal Plan (SWP): Periodic withdrawals from investments at fixed intervals.
• Systematic Transfer Plan (STP): Moving investments between schemes at regular intervals within a mutual fund.
• Instant Redemption: Immediate redemption options available for certain liquid schemes, up to ₹50,000.

Financial Goals Achievable with Nivesh

• Long-Term Wealth Building: Ideal for achieving long-term objectives with a horizon exceeding three years.
• Tax Savings: Effective for reducing tax liabilities under Section 80C with minimal lock-in periods compared to other tax-saving instruments.
• Short-Term Financial Goals: Offers superior tax-adjusted returns for surplus funds over a one-year period.
• Retirement Planning: Helps build wealth for post-retirement needs.
• Children's Education/Marriage Funds: Aids in accumulating resources for educational expenses and marriage costs.
• Regular Income: Suitable for generating superior tax-adjusted returns for consistent income over three years or more.

Available Mutual Funds on Nivesh

Nivesh allows transactions in the following mutual fund schemes:

• Aditya Birla Sun Life Mutual Fund
• Axis Mutual Fund
• Baroda Pioneer Mutual Fund
• BOI AXA Mutual Fund
• Canara Robeco Mutual Fund
• DHFL Pramerica Mutual Fund
• DSP Blackrock Mutual Fund
• Edelweiss Mutual Fund
• Escorts Mutual Fund
• Franklin Templeton Mutual Fund
• HDFC Mutual Fund
• ICICI Prudential Mutual Fund
• IDBI Mutual Fund
• IDFC Mutual Fund
• Indiabulls Mutual Fund
• Invesco Mutual Fund
• JM Financial Mutual Fund
• Kotak Mahindra Mutual Fund
• L&T Mutual Fund
• LIC Mutual Fund
• Mirae Asset Management
• Motilal Oswal Mutual Fund
• Peerless Mutual Fund
• PPFAS Mutual Fund
• Principal Mutual Fund
• Reliance Mutual Fund
• SBI Mutual Fund
• Shriram Mutual Fund
• Sundaram Mutual Fund
• Tata Mutual Fund
• Taurus Mutual Fund
• Union Mutual Fund
• UTI Mutual Fund